2021 has taught me so much about myself that otherwise I might not have learnt. What may have been intended for negative entropy may have actually caused a positive chaos. This year, I posted lessons and things that 2021 had taught me.Read more
After what feels just shy of a millennia, today is a very special day. No, not the fact that it’s Black Friday – although it is a purchase. In fact, I can safely say this is the largest item I have ever bought on a Black Friday, or (actually) ever. And yet, this is a purchase that I won’t get told off for making. Black Friday 2018 finally saw the completion date for our house. We finally closed the deal and purchased a home!
The relief is perhaps so palpable in light of the efforts and tribulations that we endured along the way. Nearly a full month after I posted the (what I hoped the be) full story, the conclusion has finally arrived. Not without its’ own mini-dramas, of course. Even today, on completion days, I still had a few curve balls that needed batting out of the park. But no more. It’s complete. No chance of undoing it now.
If you missed it, you can read the full story of the journey we’ve been on- titled ‘The Battle of Mort Gage’. Told as an epic battle between us and those trying to stop us, it poetically reflects how long and painful the journey had been for us. While the story couldn’t include every detail and battle we fought, it certainly gives you a taste. You can read it here.
Whether you read my previous post or not, I’m sure you will have gathered by now that this was a beast of a journey for us. One that so many people have to walk through in order to gain ownership of their home. It’s a sad reality of the age we’re in. And I am SO thankful to God for pulling us through – but also for the people involved who had the power and ability to help us where we needed. They know who they are. This victory, perhaps, proof that if God can do it for us – then He can do it for anyone! I had the lowest credit score, the biggest debt and I’m self-employed.
My hope from this journey is that it will show other people in the journey that they aren’t on their own. That other people that have, and are, walking through this incredibly long and -at times- painful battle can see it does end. That you do come out the other side with a victory that is monumental. My other hope is that the lessons I’ve learned through it will inspire me and my family to remember how blessed we are and perhaps that some day, we too could be the ones with the power and ability to help others complete their journey to property ownership.
Over the battle, I ended up formulating a playlist of songs that I found myself listening to regularly as they depicted the season really well. You can listen to them, if you’d, like here:Read more
This one is a long read. But it’s one I have crafted carefully over the last season.
You always hear that life is a battle. But a wise man once told me that it’s not always about the victory, sometimes it’s about the honour in how you fight. I didn’t think much of it at the time, but now I can safely say that I have lived this legend. And telling it is easier than walking through it. This is the story of how a thirty-something family man tried to get a mortgage in the UK.
The battle to own a property has been one that I’ve fought over the last three years. Along the way, I’ve been challenged, disassembled and rebuilt more times than I’d care to count. Through this process I’ve fought financial, stereotype and mental battles that I wouldn’t wish on anyone.
I don’t know why, but while the whole story is still raw, I thought I’d write about it. Thank you for humouring me. This is ‘The Battle of Mort Gage’.Read more
There’s no doubt in my mind that starting my own business was the right move for me after an eight-year stint selling asparagus to upper-class Sainsbury’s customers. I loved my time there, but it just didn’t utilise my skillset. In fact it leaned quite heavily upon putting me in a directly customer-facing environment. Somewhere I can’t say I thrive. That being said, let me strongly reiterate that I think jobs like this are highly respectable and even an essential part of life. I have far greater respect for people working in jobs like these, than those who wait around on the Income Support for the ‘perfect job’ to fall into their laps. I digress.
Customer one-to-one was the pain of my life back then. In my current line of work, there is very little face-to-face customer interaction. It’s beautifully suited to me. And usually, if there is customer face-to-face, they are genuinely nice people. Yup, the customer pains are long-since a thing of the past. But running a business brings new pains. And this month has been no exception. In fact, a combination of things led me to feel like a polar bear in a desert sand storm. Or, as Delboy once put it, like a turkey who just caught Bernard Matthews grinning at him.
I was amazed at how little down-to-earth advice was out there for Joe Sole Trader. And that’s why I’m writing a few posts about just some of the struggles I have had to battle. I’ve got a few lined up at the moment, each looking at one of the most frustrating times I’ve had in small business. Maybe there’ll be even more in the future. It’s a record for me. And perhaps, someone somewhere, won’t have to go through the slaughterhouse in quite the same manner I have.
As I draw towards the closing of a relatively profitable financial year for the business, I find myself straining to walk through a metaphorical swamp of jargon, fob-offs, technicalities and antiquated systems that can only be navigated by the ancient politicians who invented them (or folk who have been forced to waste far too long learning the language). It’s reminiscent of the pains I felt all those years ago of those frustrating snobs who didn’t want their Lemongrass sourced from Spain on political grounds.
I cannot believe how antiquated the business world is. We are living well into the second millennium and we are still at the mercy of a system built by people in the first one. I hope that these stories may help anyone that reaches the same stage I am now at. Warnings, really. What to expect. And how to avoid them.
So, on then, with my Business growing pains.Read more
I’ve reached 30! Crazy thought, that. I’ve never been one for keeping a note of my age, but it’s easierRead more
One of the beauties of having your own business is that you can decide the hours that you work. ButRead more
Tomorrow marks five years since my departure from my Sainsbury’s days and into the era of my own business. ForRead more